November showed a huge increase in consumer spending and December will be high because of the holidays. Are consumers having a buying binge and spending money they do not have to ease their fears of the economy and surround themselves with new goodies that they think will make them feel better? Is this a larger sign of the "I do not care" attitude that consumers are developing as they sink further into debt? Are they running up their charge cards with no intention of paying them off? Time will tell us the answer to these questions. The credit card companies should be getting worried about the bad debt they will be left holding on to. This is more trouble for the financial markets. As a homebuyer be careful where and what you spend and keep your debt load down as it could mean the difference in getting that house you want.