The air is leaking out of the big Investor side of the real estate market. Many buyers who made purchases in the last 6-12 Month are now underwater on their investments. Now add the rising tax bills and rising Insurance premiums to the deal and things do not look so good. They are trying to unload their property or rent them out but are still going to come out on the losing side unless they have enough money to hold on for a unknown period of time until prices get caught up by inflation and demand. It is no different than a few years ago when EVERYONE became a stock market EXPERT. This time EVERONE became a Real Estate Investor (at least in name) without the knowledge to go along with it. It is just part of the life cycle. Sometimes chasing after the BIG gain causes a lot of grief and trouble in the end. Gain knowledge before investing in ANYTHING. It will help to prevent (not all of the time)large losses to whatever investments you make. Remember even the "experts" get burned many times. If you are looking for a home to live in look with knowledge for the right price and the right rates and fees. The first thing is that you need to have good credit scores. You can check your credit scores online at My Fico.Com or Equifax.Next, you need to have some savings for a 5% or more down payment. Do you have a good way to save for a down payment? We highly recommend Emigrant Direct. They pay one of the highest rates in the country on their savings account, with no minimums, no fees.