Our Mortgage rates have stayed the same for the last 2 weeks even with the Fed hike. Bonds and Securities have been moving all around but end up back where they started. This is very good news for Borrowers as it gives you more time to look around and make wise decisions on your purchase and shop for the best rates and fees. Home prices have been holding steady and in some areas are still coming down. Do not ever be afraid to make a offer even if it appears to be too low. A lot of the homes are really overpriced and have room for pricing. We must give you a little advance warning though that rates are going to pop up sooner or later by about .25-.375% as the banks begin to offer higher yields on accounts because of the Feds move. As of now there is now place to go but up so enjoy the breathing room while it is there.