Retail Sales came in at 0.03%, lower than expected. Business Inventories were at 0.3% which was lower as well. Bonds are +4/32's. Our Market is + 1/32. Looks like everyone will be waiting for Greenspan to speak at 2:15pm. We are predicting another .25% increase. Take care of any locks before early, because the market will be uncertain this afternoon. Have a great day!