Bonds are at +5/32 and our market has improved again about .125 base on lower retail sales (+.3, down from +.5 last month). This SEEMS to suggest a slower economy than expected and the traders think it might slow the Fed hikes down a bit. What do you think will happen when oil prices spike up ? When our dollar gets pounded again what will happen? Remember these are just rallies to sell into not signs of rates coming back down to where they were. Enjoy the ride and lock some loans. We will keep you informed of market movements today.