Yes we have improved about .125 -.15 basis points. Bonds are at +28/32(high of the day). Ind. Production +.3 (unchanged) but the N.Y. Empire index was down Big to 3.1 from 19.6. What this means is it appears the economy is not as great as the Feds would have us believe! If the economy is not good the Feds are not happy. They want us to be happy,but if it is TOO good they have to raise rates to slow it down. They want the middle ground which is almost impossible in a world economy like we have now. Enjoy your rallies and make some money. Lock those loans in. Mich survey coming shortly. Stay tuned